Why You’ll Love Texas Trash Dip Recipe
If you’re looking for the ultimate cheesy, creamy, and flavorful party dip, Texas Trash Dip is exactly what you need. This warm, melty, and irresistibly delicious refried bean dip is a Tex-Mex favorite, perfect for game days, parties, potlucks, or just a cozy night at home.
With just a few simple ingredients like refried beans, cream cheese, sour cream, taco seasoning, and lots of gooey melted cheese, this dip comes together in minutes and bakes into a bubbly, cheesy masterpiece. The combination of flavors makes it an instant crowd-pleaser rich, creamy, and full of Tex-Mex spices.
Pair it with tortilla chips, veggies, or warm tortillas, and watch as it quickly disappears! Whether you’re making it for a big gathering or just a casual snack, this dip is guaranteed to be a hit.
Pure Comfort
There’s something about warm, cheesy, and creamy dips that just feels like comfort in a dish. The blend of refried beans, cream cheese, sour cream, and taco seasoning creates a perfectly smooth texture that makes every bite rich and satisfying. Topped with melted cheese that gets perfectly gooey and golden in the oven, this dip is everything you love about Tex-Mex flavors in one dish.
Not only is it delicious and comforting, but it’s also incredibly easy to make. With just five minutes of prep time, you can have this dip baking in the oven, ready to serve in no time. It’s the kind of recipe that everyone gathers around, making it the perfect dish for game nights, parties, or a fun weekend snack.
Ingredients of Texas Trash Dip
What You Need
- 2 (16-ounce) cans refried beans
- 1 (8-ounce) package cream cheese, softened
- 1 cup sour cream
- 1 packet taco seasoning
- 2 cups shredded Mexican cheese blend, divided
- 1 (4-ounce) can diced green chilies (optional, for extra flavor)
- ½ teaspoon garlic powder
- ½ teaspoon onion powder
- 1 cup shredded cheddar cheese (for topping)
- Chopped green onions or jalapeños (for garnish, optional)
Time to Cook Texas Trash Dip
- Prep Time: 5 minutes
- Cook Time: 25 minutes
- Total Time: 30 minutes
- Servings: 8
Steps to Make Texas Trash Dip

Make Texas Trash Dip Perfect
- Preheat the Oven – Set your oven to 350°F (175°C) and grease a 9×13-inch baking dish to prevent sticking.
- Mix the Dip Base – In a large mixing bowl, combine the refried beans, softened cream cheese, sour cream, and taco seasoning. Stir until smooth and fully combined.
- Add the Extras – Mix in 1 cup of the shredded Mexican cheese blend, diced green chilies (if using), garlic powder, and onion powder for extra depth of flavor.
- Assemble – Spread the mixture evenly into the greased baking dish. Sprinkle the remaining 1 cup of Mexican cheese blend and the cheddar cheese evenly over the top.
- Bake Until Bubbly – Bake for 25 minutes, or until the dip is hot, bubbly, and the cheese is fully melted.
- Garnish and Serve – Remove from the oven and top with chopped green onions or jalapeños for added freshness and spice. Serve warm with tortilla chips, veggies, or warm tortillas.
Mix Texas Trash Dip Up
- Make it spicier by adding diced jalapeños, hot sauce, or crushed red pepper flakes.
- Add protein by stirring in cooked chorizo, seasoned ground beef, or shredded chicken before baking.
- Use different cheeses like pepper jack, Monterey Jack, or smoked gouda for a unique twist.
- Swap refried beans for black beans or pinto beans for a chunkier texture.
- Turn it into a layered dip by adding a layer of guacamole or pico de gallo on top before serving.
Perfect Partners
Pair this dip with:
- Tortilla chips – The classic choice for dipping.
- Fresh vegetables – Serve with bell pepper strips, celery, or cucumber slices for a lighter option.
- Warm flour tortillas – Perfect for making mini bean and cheese roll-ups.
- Loaded nachos – Spoon the dip over tortilla chips and add extra toppings like sour cream, jalapeños, and tomatoes for an easy nacho platter.
Busy Day Hero
This quick and easy dip is the perfect last-minute appetizer when you’re short on time. With just five minutes of prep, you can have it in the oven while you get ready for guests or set up the snack table.
Work Ahead
If you want to make this dip ahead of time, simply assemble it the night before, cover it, and store it in the fridge. When you’re ready to serve, just bake it as directed no extra prep required!
Save Some For Later
Leftover dip? No problem! Store it in an airtight container in the fridge for up to 3 days. Reheat in the microwave or oven until warm.
Everyone’s Happy
This dip is a huge hit with kids and adults alike. It’s mild enough for those who don’t like too much spice, but it’s easy to add extra heat for those who do. It’s also great for potlucks, family gatherings, and holiday parties—there’s no wrong time to make Texas Trash Dip!
Good For You Too
To make this dip a little lighter:
- Use low-fat cream cheese and sour cream.
- Swap regular cheese for reduced-fat cheese.
- Serve with baked tortilla chips or fresh veggies instead of fried chips.
Easy Clean Up
- Mix everything in one bowl to keep dishes to a minimum.
- Use a disposable baking dish for easy transport and cleanup.
- Line your baking dish with parchment paper for an easier wash.
Switch Texas Trash Dip Up
- Make it in a slow cooker – Combine everything in a crockpot and cook on low for 2-3 hours, stirring occasionally.
- Make it smoky – Add chipotle powder or smoked paprika for a deeper flavor.
- Turn it into a dip trio – Serve it alongside guacamole and salsa for the ultimate Tex-Mex dip spread.
Simply Perfect

Texas Trash Dip is cheesy, creamy, and bursting with bold flavors. Whether you’re making it for game day, a potluck, or a weekend snack, it’s guaranteed to be a hit. Just bake, serve, and watch it disappear!
FAQs of Texas Trash Dip
1. Can I make this dip ahead of time?
Yes! Assemble it and refrigerate up to 24 hours before baking.
2. How can I make this dip spicier?
Add jalapeños, hot sauce, or spicy taco seasoning for extra heat.
3. Can I use homemade refried beans?
Yes! Homemade refried beans work great in this recipe.
4. What if I don’t have taco seasoning?
Mix chili powder, cumin, garlic powder, onion powder, and salt for a homemade version.
5. Can I make this dip in a slow cooker?
Yes! Cook on low for 2-3 hours, stirring occasionally.
6. How do I store and reheat leftovers?
Store in the fridge for up to 3 days and reheat in the microwave or oven.
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Conclusion of Texas Trash Dip
This Texas Trash Dip is the ultimate cheesy, creamy, and flavorful appetizer that’s sure to be the star of any gathering. Whether you’re serving it for game day, a holiday, or just a cozy night in, it’s an easy, delicious recipe that everyone will love. Dip in and enjoy every bite!
Happy cooking with Rita chef ❤️!
Print
Texas Trash Dip
- Total Time: 30 minutes
- Yield: 8 servings 1x
- Diet: Vegetarian
Description
This Texas Trash Dip is the ultimate cheesy, creamy, and flavorful appetizer, perfect for game days, parties, and gatherings. Made with refried beans, cream cheese, sour cream, taco seasoning, and plenty of melted cheese, this warm dip is a guaranteed crowd favorite. Serve it with tortilla chips, veggies, or warm tortillas for an irresistible snack.
Ingredients
2 (16-ounce) cans refried beans
1 (8-ounce) package cream cheese, softened
1 cup sour cream
1 packet taco seasoning
2 cups shredded Mexican cheese blend, divided
1 (4-ounce) can diced green chilies (optional)
½ teaspoon garlic powder
½ teaspoon onion powder
1 cup shredded cheddar cheese for topping
Chopped green onions or jalapeños for garnish (optional)
Instructions
Preheat the oven to 350°F (175°C) and grease a 9×13-inch baking dish. In a large bowl, combine refried beans, softened cream cheese, sour cream, and taco seasoning, stirring until smooth. Mix in 1 cup of shredded Mexican cheese blend, diced green chilies, garlic powder, and onion powder. Spread the mixture evenly into the prepared baking dish, then top with the remaining 1 cup of Mexican cheese blend and cheddar cheese. Bake for 25 minutes, or until hot and bubbly. Garnish with chopped green onions or jalapeños and serve warm with tortilla chips.
Notes
For a spicier dip, add extra jalapeños, hot sauce, or a pinch of cayenne pepper. To make ahead, assemble the dip and store it in the fridge for up to 24 hours before baking. Leftovers can be stored in an airtight container in the fridge for up to 3 days and reheated before serving.
- Prep Time: 5 minutes
- Cook Time: 25 minutes
- Category: Appetizer
- Method: Baked
- Cuisine: Tex-Mex
Nutrition
- Serving Size: 1/8 of dish
- Calories: 290 kcal
- Sugar: 3g
- Sodium: 570mg
- Fat: 18g
- Saturated Fat: 10g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 20g
- Fiber: 5g
- Protein: 12g
- Cholesterol: 40mg
Keywords: Texas Trash Dip, cheesy bean dip, warm refried bean dip, creamy taco dip